Zainab Abbas · Finance Tool

Cash Runway & Survival Simulator

Most runway tools answer "how long until the cash runs out." This one answers the harder question: which operational decisions extend or shorten that runway. It models 36 months of cash — including the working capital most calculators ignore — across conservative, expected and aggressive scenarios.

Horizon: 36-month monthly model Includes: Debtor · creditor · inventory days Use: Any industry · any currency
Scenario
Expected
ConservativeExpectedAggressive
Current position (monthly)
AED
Expected changes
% / mo
% / mo
% / mo
Working capital
%
current
current
current
Cash runway
—
months of liquidity
Breakeven month
—
cash-flow positive
Minimum cash
—
low point
Funding required
—
to sustain 24 mo
Executive insight
—
—

Cash balance by month

Month 1–36 · gold = cash, dashed red = credit floor

Scenario comparison

Conservative · Expected · Aggressive

Cash bridge

Year 1 · start → end cash
Cash position · selected months
MonthRevenueNet cash flowCash balance

A monthly cash model: operating cash (revenue less payroll and opex) is adjusted for the change in working capital each month, where debtor, creditor and inventory days move from current toward target over the first year. Runway is the point at which cash plus your credit facility would be exhausted. The credit facility is treated as available buffer. These are directional planning estimates, not a forecast of actual results or financial advice.